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Martin Luther King, Jr.
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Education is the key to the future: You've heard it a million times, and it's not wrong. Educated people have higher wages and lower unemployment rates, and better-educated countries grow faster and innovate more than other countries. But going to college is not enough. You also have to study the right subjects.
The reality is that business and investment spending are the true leading indicators of the economy and the stock market. If you want to know where the stock market is headed, forget about consumer spending and retail sales figures. Look to business spending, price inflation, interest rates, and productivity gains.
Most people, almost everyone knows of a teen mom. Teen pregnancy rates are growing, and we need to bring awareness to that.
A higher IOER rate encourages banks to raise the interest rates they charge, putting upward pressure on market interest rates regardless of the level of reserves in the banking sector. While adjusting the IOER rate is an effective way to move market interest rates when reserves are plentiful, federal funds have generally traded below this rate.
We can't just rail against crime. We must speak of the root problems - devastating family breakup, an insidious culture of violence that cheapens human life, skyrocketing prisoner recidivism rates that rob our communities of husbands and fathers - and recognize that there is a societal role in rehabilitation and restoration.
I learned that I suffered from bipolar II disorder, a less serious variant of bipolar I, which was once known as manic depression. The information was naturally frightening; up to 1 in 5 people with bipolar disorder will commit suicide, and rates may even be higher for those suffering from bipolar II.
Do countries with strong gun control laws have lower murder rates? Only if you cherry-pick the data.
So, if falling crime rates coincide with the rise of violent video games and increasing violence on TV and at the cinema, should we conclude that media violence is causing the drop in crime rates?
When I was a kid, phone calls were a premium commodity; only the very coolest kids had a phone line of their own, and long-distance phone calls were made after eleven, when the rates went down, unless you were flamboyant with your spending. Then phone calls became as cheap as dirt and as constant as rain, and I was on the phone all the time.
It is fatal for any body of workers to have forever hanging from the fringes of its skirts other bodies on a level just below its own; for that means continual pressure downward, additional difficulty to be overcome in the struggle to maintain reasonable rates of wages.
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The root cause of the looming energy problem - and the key to easing environmental, economic and religious tensions while improving public health - is to address the unending, and unequal, growth of the human population. And the one proven way to reduce fertility rates is to empower young women by educating them.
Lawrence M. Krauss
Vaccinations absolutely work, and have dramatically decreased rates of childhood diseases.
If you look in general at people who live in anarchy, they have quite high rates of death from either homicide or warfare or both. Anarchy is one of the main reasons for violence, and it may be the most important.
Despite girls' sparkling resumes - including rates of college enrollment and high school grades that outstrip boys - sexism is a barrier that still leaves girls ambivalent about power. Opening doors has not amounted to ambition to lead for many of them, even those with options, networks, and resources.
In 2011, at least a third of middle school and high school students who smoked cigars used flavored little cigars. Six states - Florida, Georgia, Maryland, Massachusetts, Rhode Island and Wisconsin - already have youth cigar smoking rates that are the same or higher than youth cigarette smoking.
No matter what's happening in the Middle East - the Arab Spring, et cetera, the economic challenges, high rates of unemployment - the emotional, critical issue is always the Israeli-Palestinian one.
Abdullah II of Jordan
What is a danger is that we stay stuck in a new normal where unemployment rates stay high, people who have jobs see their incomes go up, businesses make big profits. But they're learned to do more with less, and so they don't hire.
Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.
As public schools deteriorate, the upper-middle class and wealthy send their kids to private ones. As public pools and playgrounds decay, the better-off buy memberships in private tennis and swimming clubs. As public hospitals decline, the well-off pay premium rates for private care.
A system of capitalism presumes sound money, not fiat money manipulated by a central bank. Capitalism cherishes voluntary contracts and interest rates that are determined by savings, not credit creation by a central bank.
High levels of homeownership have been shown to foster greater involvement in school and civic organizations, higher graduation rates, and greater neighborhood stability.
I use music in the operating room to help create a healing environment for patients and staff. There is a reason that certain heart rates are healthy and certain beats of music heal and relax us.
Positivity is such a high predicator of success rates.
Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score.
Families rely on financial services more than ever, but those who need them most - who struggle to make ends meet - too often must contend with sky-high interest rates and tricks and traps buried in the fine print of their loan products.
We try to create a situation where we're the casino. It's like how an actuary would set insurance rates. Predictability, predictability, predictability. What's the path to least risk? What's the greater chance of getting some return on this asset?
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